PAYMENT POLICY

PAYMENT TERMS & METHODS

(Issued pursuant to Decree No. 248/2026/ND-CP)

TWENTI offers secure, convenient, and transparent payment options:

1. Accepted Payment Methods

• Cash on Delivery (COD): Pay cash directly to the courier upon receiving your package.
• QR Bank Transfer (SePay VietQR): Instant automated verification using any mobile banking app.

2. Pricing and Value-Added Tax (VAT)

• All listed prices are inclusive of VAT.
• Delivery charges are clearly computed at checkout based on destination.
• VAT e-invoices are available upon request within 24 hours of order placement.

3. Payment Security

All online transactions are encrypted via SSL/TLS 256-bit protocols. TWENTI never stores sensitive bank credentials.